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If you or someone you love needs a home healthcare provider, you may be quite concerned about the cost this will incur. According to the National Association for Home Care and Hospice (NAHC), as the preference for home healthcare has increased, many insurance companies have modified their coverage of the service.
The home healthcare provider coverage varies greatly, of course, from plan to plan. If the patient is severely ill, most policies will cover a limited amount of home care. If the home healthcare provider is needed long-term, some insurers institute a cost-sharing plan with the patient.
Hospice care is generally completely covered by most large insurance plans. This includes all hospice services, i.e. personal care, nursing, social work, medication and more.