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If you are unable to pay for the healthcare services you need, your healthcare provider should be able to give you information on Medicaid. Medicaid is an assistance program that is run by your state. Since each state makes its own rules, qualification guidelines differ from area to area.
Medicaid is designed to allow low-income people access to quality healthcare services. If you are approved, Medicaid will send payments straight to your doctor as payment for your appointments. In some states, there is a Medicaid co-payment, which is similar to many large insurance companies. The co-payment is small, generally $10 or $20 and is paid at your appointment.
Your income is only one of the factors considered when you apply for Medicaid. Other factors include whether you are pregnant, a senior citizen, disabled or blind. Your U.S. citizenship status is also taken into account.
Eligibility rules are somewhat different for children. If you are not a U.S. citizen, but your child is, he or she may be eligible to receive Medicaid healthcare services.
If you are uncertain of your eligibility, consider applying for Medicaid anyway. A case worker will work with you to determine whether or not you are eligible.
|Jennifer Mathes, Ph.D.|